5 Best Money Management Software to Use in 2022

Money management and financial monitoring have taken a different turn with the advent of software, smartphones, and the internet.

There is virtually nothing you want to do with your finances on your smartphone or personal computer and not be able to accomplish in the blink of an eye from the comfort of your living room.

Money management software can help you understand the basics, improve your money management skills, and even find new approaches to achieving your long-term financial goals.

Money Management Software
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The best personal finance software to use is determined by your current financial requirements. Some personal finance software can help you budget and track costs.

While others can help you manage your investment portfolio. There are a variety of applications and software that can help you.

In this post, we will look at the 5 best money management software that will help you the most in 2022.

Why do I need money management software?

From receipts and payments to revenue and production, money management software makes financial planning easier and simpler to manage. Receipts and spreadsheets are not the only ways to keep track of your finances.

Using simple software, you can simplify the whole process. Software registrations are usually simple to save and back up, either to your hard drive or to a cloud storage service, making it less likely that you will lose your job.

Basic money management software provides easy access to track your accounts, while more advanced versions can help with debt reduction, budget management, and even financial advice as a bonus service.

5 Best Money Management Software to Use in 2022

The following are the 5 best money management software for 2022.

  1. Quicken
  2. mint
  3. Personal funding
  4. YNAB
  5. Moneydance


Quicken, founded in 1983, has been one of the most well-known personal finance software programs on the market for decades. Quicken started and has changed dramatically since then.

The software can be used to manage many elements of your financial life, including budget, debt tracking, savings targets and even investment guidance .

Excel Export is included in the software, allowing you to modify and perform additional calculations on your data.

Quicken is available in many versions for Windows and Mac, including Quicken Starter, Quicken Deluxe, Quicken Rental Property Manager, Quicken Premier, and Quicken Home & Business.

Paying bills is one of the most advanced features, allowing you to set up payments for your bills directly from the software. You can also use it to track the value of your assets so that you can calculate your entire net worth accurately.

The software is able to handle both personal and corporate expenses, as well as property management tasks, such as collecting rent payments from tenants. The software is available for Windows, MacOS, iOS and Android and costs $ 35.99.


Mint is one of the most widely used budgets and cost management programs. You can enter your bank and credit card information into the software to evaluate your expenses and identify places where you can save money to improve your finances.

Mint lets you set alerts for things like payment dates and low balances to keep you on track for increased liability. These tools help you avoid paying high commissions for late-payments and bank account overdrafts. Mint will provide you with real-time information on how much you can spend on things like food and gas if you have budget categories.


Personal capitalize software that allows you to manage all your financial accounts in one place. You can include bank accounts, mortgage accounts and other credit accounts, as well as your investment accounts, to get a complete picture of your financial situation.

Personal Capital can save you the hassle of having to switch between different screens to understand your position if you have multiple accounts, as most of us do these days.

You can get personalized financial advice based on your goals if you have a portfolio worth over $ 100,000. Although you will be charged for this service, financial advisors are obliged to give you advice that is in your best interest.

You can use the tools to see if your retirement goals and other investment goals are on track.

Personal Capital focuses on investment tracking and retirement planning rather than personal financing tools. While the app provides basic transaction management and budgeting, its focus is on planning for the future.

Aside from the fact that this software is free, it also has excellent user experience and investment tracking, smart assignment and a personalized retirement plan .


The next software on our list of the 10 best money management software to use in 2022 is YNAB. YNAB is an acronym for “You Need a Budget”. This online service teaches you an effective budgeting method to help you control your spending. It is based on a philosophy of financial responsibility and diligence.

YNAB is a personal money management software designed to help you manage your monthly budget while improving your financial literacy. The software contains tutorials that will help you deal with some of the most difficult financial issues as you set your budget and manage your daily finances.

If you are struggling with negative financial habits, YNAB can help you get rid of them by teaching you how to follow some simple financial management rules.

The app connects directly to your bank account, merging your spending data for budget analysis and monitoring. You can watch how you go about keeping track of your monthly budget and taking action if you overdo it.

It has no investment tracking functions. YNAB offers a free 34-day trial so you can try out the software and see if it’s perfect for your personal financial goals. The full version of the software costs $ 11.99 per month or $ 84 per year.


Moneydance is a personal desktop financing tool that supports the electronic payment of bills, multiple currencies, and cryptocurrencies. It is a one-stop-shop designed specifically for Mac users (but also available for Windows and Linux).

Once you upload it, you will have an instant snapshot of your money, including upcoming invoices, recent expenses and more. When you select an item from the left sidebar, the main content changes to reflect this option.

Moneydance is fast and has a control panel with lots of information, where many currencies are supported, including cryptocurrencies. It also has tools for efficient transaction management and budgeting. is also able to track and report investments and electronic bill payments.

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